Terms and Conditions
Last Updated: [27th February 2025]

Welcome to Chapturn! By using our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

By accessing or using Chapturn, you agree to abide by these Terms and Conditions and any applicable law. If you do not agree to these terms, please refrain from using our services.

“Company,” “Chapturn,” “we,” “us,” or “our” refers to [Your Company Name].
“User,” “you,” or “your” refers to any individual or entity that accesses or uses Chapturn.
“Services” refers to all services provided by Chapturn, including currency exchange and payment facilitation.

To access certain features of our services, you may need to create an account.
You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account.
You must provide accurate and complete registration information and update it as necessary.
You agree to use Chapturn only for lawful purposes and in a manner that does not infringe the rights of any third party or restrict or inhibit anyone else’s use and enjoyment of the Service.
You agree not to engage in any fraudulent activities or transactions, and not to provide false or misleading information during the registration process or when using our services.

All transactions are subject to these terms.

• Fees may apply to transactions, which will be disclosed at the time of the transaction.
• Exchange rates are subject to change and will be determined at the time of the transaction.
• You agree to pay all transactional charges/ service charge provided by Chapturn.
• Fees are non-refundable unless for unsuccessful transaction

Chapturn is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
All content, features, and functionality of Chapturn, including but not limited to text, graphics, logos, and images, are owned by Chapturn or its licensors and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any content from our services without prior written consent.
We reserve the right to suspend or terminate your access to our services at any time, without notice, if you breach these Terms and Conditions or engage in any conduct that we believe violates the spirit of Chapturn

These Terms and Conditions shall be governed by and construed in accordance with the laws of Nigerian Law. Any disputes will be resolved in the courts located in Nigeria .

Chapturn reserves the right to modify these Terms and Conditions at any time.